A California Notary Bond is a mandatory surety bond required for individuals seeking a notary public commission in the state of California. This bond protects the public from financial losses caused by errors, negligence, or misconduct by a notary during the performance of their official duties. Here's a detailed guide on the bond's purpose, costs, and application process.
The California Notary Bond is a $15,000 surety bond required by the state for all commissioned notaries. The bond ensures notaries fulfill their responsibilities in compliance with California state laws and provides financial protection to individuals harmed by a notary’s actions.
The California Secretary of State requires the bond to:
While the bond protects the public, it does not cover the notary personally. Notaries are responsible for reimbursing the surety for any claims paid out.
All individuals applying for or renewing a notary public commission in California must obtain a $15,000 notary bond. This includes:
Without a valid bond, the Secretary of State will not issue or renew a notary public commission.
The California Notary Bond involves three parties:
If a notary commits an error or violates the law, resulting in financial loss to an individual, the injured party can file a claim against the bond. The surety investigates the claim and, if valid, compensates the claimant up to the bond amount. The notary is then required to reimburse the surety for the amount paid.
The cost of a California Notary Bond, or the bond premium, is a fraction of the $15,000 bond amount. Notaries can expect to pay:
Many providers bundle the bond with Errors and Omissions (E&O) insurance, which protects the notary from personal liability for unintentional mistakes. E&O insurance is optional but strongly recommended.
Select a licensed and reputable surety bond company offering California Notary Bonds.
Submit an application that includes your personal and contact details, as well as your notary commission information.
Pay the premium to activate your bond.
After receiving your bond, file it with the county clerk’s office in the county where you will take your oath of office. This must be completed within 30 days of the start of your commission.
To remain compliant as a California notary:
Failure to meet these requirements may result in the suspension or revocation of your commission.
No, the bond protects the public. If a claim is paid, the notary must reimburse the surety. E&O insurance is recommended for personal protection.
Yes, credit checks are typically not required for notary bonds, making them accessible to most applicants.
If you do not file your bond with the county clerk within 30 days, your notary commission will be invalid.
No, Errors and Omissions insurance is optional but highly recommended for protecting yourself from financial liability due to unintentional mistakes.
The California Notary Bond is a critical requirement for obtaining or renewing a notary public commission in the state. It ensures notaries comply with state laws and provides financial protection to the public. By securing the bond and following state guidelines, you can confidently perform your notary duties while maintaining compliance.
